SYD Mortgage
Calculators

Loan Comparison Calculator

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Put two loans side by side and see which one costs less over the term.

Default example: 6.09% p.a. interest (6.10% p.a. comparison), Greater Bank Great Rate Home Loan, discounted variable, owner-occupier principal & interest, LVR ≤80%, new loans above $150,000 (confirm the exact boundary with the lender). Source: Canstar; cross-checked with Greater Bank on 2026-11-02. Lender schedule effective 2 November 2026, 9am. This is one product example, not the lowest available rate, a SYD quote or a personalised offer. Your actual rate may differ.

Calculations use the entered interest rate, not the comparison rate, and assume monthly principal-and-interest repayments with a constant rate and term. Fees, LMI, offset balances, switching costs and rate changes are excluded unless explicitly entered. An investment, interest-only, fixed or high-LVR loan may not be comparable with this example. Savings and scores are illustrative, not lender assessments or approval guarantees.

Difference over the term
$11,850
Loan A monthly
$4,237
Loan B monthly
$4,237
Cheaper option
A

Estimates only, not a loan offer. Talk to us for a precise assessment.

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