SYD Mortgage
SYD Mortgage

Loan Types

One broker, 70+ lenders, every kind of loan — matched to where you are and where you're heading.

Whether you're buying your first place, growing a portfolio, building, or funding a business, start with the loan type that fits — then we'll do the comparing for you.

Bridging Loans

Bridging Loans

Found your next home before selling the current one? A bridging loan covers the gap so you can buy now and sell on your own timeline.

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Car & Asset Finance

Car & Asset Finance

Finance for a new or used car, ute, truck or business equipment, with structures for both personal and business use.

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Commercial Loans

Commercial Loans

Buying a shop, office, warehouse or business premises? We structure commercial property and business lending around your cash flow.

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Construction Loans

Construction Loans

Building a new home or knocking down and rebuilding? Construction loans release funds in stages as the build progresses, so you only pay interest on what's drawn.

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Development Funding

Development Funding

From duplexes to small apartment projects, we source development finance from banks and private lenders to match your project's size and stage.

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Guarantor Loans

Guarantor Loans

Family can use the equity in their home to help you buy sooner, often with a smaller deposit and without lenders mortgage insurance.

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First Home Buyers

First Home Buyers

Buying your first home is a big step. We walk you through grants, government schemes, stamp duty concessions and the loan process in plain language.

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Investment Property Loan

Investment Property Loan

Grow your portfolio with a loan structured for investors: interest-only options, offset accounts and borrowing that keeps room for the next purchase.

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Low-doc Loans

Low-doc Loans

Self-employed and your tax returns don't tell the whole story? Low-doc loans can use BAS, bank statements or an accountant's letter to verify income.

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Medico Loans

Medico Loans

Doctors, dentists and many health professionals can access special lending terms, including high LVR loans with LMI waived.

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Owner Occupier Loans

Owner Occupier Loans

A home loan for the place you live, with sharp owner-occupier rates and features like offset and redraw to help you pay it off faster.

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Pre-Approvals

Pre-Approvals

Know your budget before you start inspecting. A pre-approval shows sellers you're serious and lets you bid at auction with confidence.

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Refinancing your home loan

Refinancing your home loan

Paying more than you need to? Refinancing can lower your rate, consolidate debts or release equity for renovations and investing.

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Reverse Mortgages

Reverse Mortgages

For homeowners aged 60+, a reverse mortgage can turn some of your home equity into funds for retirement, with no regular repayments while you live there.

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SMSF Loans

SMSF Loans

Buy residential or commercial property inside your self-managed super fund with a limited recourse borrowing arrangement.

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Not sure which loan fits?

Free advice in English and Chinese, 7 days.