See the repayments and total interest on a car or personal loan.
Default example: 5.95% p.a., OurMoneyMarket Low Rate Fixed Personal Loan — A++ (unsecured), listed by Canstar for a $20,000 car purchase over five years. Canstar page fact-checked 2026-10-31; retrieved 2026-11-02. Reduced rate is for A++ credit; this is not a secured-car offer. Your actual rate, fees and eligibility may differ.
Calculations use the entered interest rate, not the comparison rate, and assume monthly principal-and-interest repayments with a constant rate and term. Fees, LMI, offset balances, switching costs and rate changes are excluded unless explicitly entered. An investment, interest-only, fixed or high-LVR loan may not be comparable with this example. Savings and scores are illustrative, not lender assessments or approval guarantees.
Estimates only, not a loan offer. Talk to us for a precise assessment.