One clear list
A single checklist of exactly what we need, so nothing is asked for twice.
Save time. Save stress.
Rates from
5.89%p.a.*
Comparison rate
5.93%p.a.*
Owner Occupied | P&I · Lowest market rate per Canstar, 22/10/2026 · *Serviceability & criteria apply
Professional Chinese-speaking advisors · Covering all of Australia
Indicative example only. Your actual rate depends on your circumstances.
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What we lend on
Five lending areas, one point of contact — we compare banks and non-banks for each one.
A broker Chinese families trust
A professional team giving you straight answers on every mortgage question.
Meet your broker
Licole Yao
Founder & Principal Mortgage Broker
Fudan University management graduate with 8+ years in the credit industry. Licole has settled more than $400 million in loans for Sydney families, investors and business owners, and personally guides every client from first chat to settlement.
8+ yrs
Credit industry experience
$400M+
Loans settled
5 yrs
Top sales performance award
- ★MFAA NSW State Finalist, Community Champion Award (2024)
- ★MPA Elite Women 2024 — Female Leaders in the Mortgage Industry
- ★Suncorp Top 1 Best Performing Broker (H2 2021)
- ★Invited guest, Bankwest Broker of the Year Awards
- ★Service in English & Mandarin, 7 days
How we do it
Same-day answers
Questions answered while the banks are open, not in three business days.
Yearly review
We revisit your loan every year and tell you when a better deal exists.
Four steps process
1
1. Consultation
A free chat about your goals, income and timeline.
2
2. Application
We prepare and lodge your application end to end.
3
3. Approval
We chase conditions and keep you updated at every step.
4
4. Settlement
We stay with you through settlement and beyond.
Repayment calculator
Estimate a principal-and-interest repayment in three numbers.
Estimated monthly repayment
$4,740
Estimate only, excludes fees, insurance and LMI.
Customer reviews
Mia L.
“Excellent service”
They explained every option before we chose, and answered our questions in Chinese.
Google review
Daniel R.
“Very helpful”
Refinanced in three weeks and our repayments dropped noticeably.
Google review
Priya S.
“Highly recommended”
Clear advice on structuring our investment loans from start to finish.
Google review
Facts & partners
1,100+
Loans settled
6,000+
Clients
70+
Lenders
10
Years
100+
Channel Partners
70+ lenders
CommBank
Westpac
ANZ
NAB
Macquarie
ING
St.George
Bankwest
Suncorp
BOQ
Bendigo Bank
Auswide Bank
ubank
Great Southern Bank
Newcastle Permanent
Bank Australia
Pepper Money
Liberty
Resimac
La Trobe Financial
Get in touch
Tell us what you want to do and a broker will call you back within one business day.
New Purchase · 0461 269 038